Offer intelligence for card issuers

EveryOffer.
Smarter.

More value · Happier customers · Stronger cards
PCI DSS scope-lightSOC 2 · ISO 27001 alignedArabic & EnglishAI built in
Cardholder shopping in the evening
Bank app showing offers near you
+28%offer redemption ▲
Special offer nearby20% off at Zuma · only 300 m away
now
72%

of cardholders want more relevant offers

60%

ignore generic offers

3×

higher spend with personalised offers

Industry research summarised in the cardoff.ai partner deck.

Dining
Dining
Travel
Travel
Shopping
Shopping
Wellness
Wellness
Entertainment
Entertainment
Luxury
Luxury
Everyday
Everyday
Why offers work

Offers move spend.
And keep your card top of mind.

Most people carry more than one card. The one they reach for is the one that gave them a reason recently. Card-linked offers are that reason, week after week.

20% off at a café nearbyPay with your card. Saved automatically.
A routine taking shape

A reason to reach for your card

An offer turns a neutral payment into a choice. When your card saves money here, it comes out of the wallet first.

Top of mind between statements

Fresh, nearby offers give cardholders a reason to open your app every week. The card they think about is the card they use.

Habits, not one-offs

Offers timed to routines, like the weekly coffee, salary-week groceries or weekend dinner, build repeat behaviour that stays after the offer ends.

Merchants fund the push

With merchant-funded offers, the merchant pays for new customers and the bank earns on new spend. Nobody pays for a redemption that didn't happen.

One platform.
Every connection.

Your bank, your cardholders and a ready merchant network, joined by one AI engine.

cardoff.aiBanksCardholdersMerchants
Bankslaunch in days
cardoff.ai
Cardholdersoffers that find them
Merchantsthe right customers
Bankslaunch in days
Cardholdersoffers that find them
Merchantsthe right customers

Built for everyone
around the card.

For banks

More loyalty. Less headache.

  • Ready merchant network
  • AI targeting
  • Full admin control
  • CRM & support built in
  • Managed option
Learn more
For cardholders

Offers that find you.

  • Location based
  • Your real card
  • Personalised
  • Your bank's own app
Learn more
For merchants

The right customers. Right on time.

  • Easy onboarding
  • Validation app
  • e-Sign contracts
  • Performance insights
Learn more
The real product

Three apps. One heartbeat.

Bank console, customer app and merchant app, live and in sync.

admin.cardoff.ai
cardoff.ai platform cockpit
Customer app home screen
Merchant app showing today's sales
Explore every feature
AI assistant

Just ask
Hyduri.

No forms. No clicks. Just results.

Hyduri builds campaigns, reads your numbers and drafts contracts. Nothing changes until you approve.

See what it can do
Hyduri · Demo Bank

One platform.
Every market.

  • ● English · العربية
  • ● Right-to-left and left-to-right
  • ● Multi-currency
  • ● Localised offers
  • ● API, file or SDK
  • ● Dedicated support
Security & compliance

Bank-grade from the first line of code.

We never see a full card number. Controls are built to align with the standards your auditors ask about.

How we keep data safe
PCI DSS
Scope-light: first 5, last 4 + OTP
SOC 2
Controls aligned with SOC 2
ISO 27001
ISMS aligned with ISO 27001

Simple plans.
Live in days.

See all plans

Starter

Launch a card offers programme
BHD 2,500/month
  • Shared merchant network
  • Customer website in your brand
  • Card file upload
  • Merchant validation app
Start with this plan
Most popular

Growth

Grow engagement across your portfolio
BHD 5,250/month
  • Everything in Starter
  • White-label iOS and Android app
  • AI targeting with Hyduri
  • CRM, live chat and tickets
Start with this plan

Enterprise

Multi-country, fully managed
FromBHD 13,750/month
  • Everything in Growth
  • SDK, API and webhooks
  • Contracts with e-signing
  • Dedicated region and SSO
Talk to us
Plans and prices shown live.
cardoff.ai billboard in the city

Let's build a more rewarding tomorrow.