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Offer intelligence for card issuers

EveryOffer.
Smarter.

More value · Happier customers · Stronger cards
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PCI DSS scope-lightSOC 2 · ISO 27001 alignedArabic & EnglishAI built in
Cardholder shopping in the evening
Bank app showing offers near you
+28%offer redemption ▲
Special offer nearby20% off at Zuma · only 300 m away
now
Instant preview

See your bank
on cardoff.

Type your bank's website. Hyduri matches your logo, colours and cards and builds a private demonstration preview of the customer offers site, with sample merchants in your city.

Under a minuteNo email to startPrivate to you
More than offers

Services that grow with your programme.

The offers platform is the start. Add the data, the people and the reach your programme needs, one service at a time, each priced on its own.

Data & Spend Intelligence

Your cardholders' spend by category, merchant and channel, segments for your campaigns, and your own BI tools fed with totals.

From 750 BHD a month
Gamification

Stamp cards, challenges, levels and draws on your card, scheduled by your bank and funded with your merchants.

From 600 BHD a month
Contact centre

A live chat and ticket desk for your team, cardoff.ai agents answering in your bank's name, or both.

40 BHD per agent seat a month
Hyduri AI and credits

Drafts offers, campaigns, replies and reports for approval. Monthly credits in every plan; packs when you need more.

Credits in every plan; packs on top
Branded iOS and Android apps

The customer app in your brand, built, published and updated for you under your store accounts.

From 1 500 BHD a month
Advertising revenue

Merchants pay for sponsored places in your site and app. You approve every advert and keep a share.

No fee: you keep a share
Managed memberships

A paid programme for your cardholders, with joining, renewals, reminders and receipts run for you.

A share of each membership fee
Your own site address and templates

Your customer site at your bank's own address, designed from the Studio's templates in your brand.

From 100 BHD a month
Tent cards

Printed QR cards for merchants' counters, so cardholders find your offer at the till.

Price on request
Regional hosting

A regional cell or a dedicated region where your regulator needs data kept in-country, as a paid add-on.

Price on request
72%

of cardholders want more relevant offers

60%

ignore generic offers

3×

higher spend with personalised offers

Industry research summarised in the cardoff.ai partner deck.

Restaurants
Restaurants
Voyage
Voyage
Shopping
Shopping
Bien-être
Bien-être
Divertissement
Divertissement
Luxe
Luxe
Quotidien
Quotidien
Why offers work

Offers move spend.
And keep your card top of mind.

Most people carry more than one card. The one they reach for is the one that gave them a reason recently. Card-linked offers are that reason, week after week.

20% off at a café nearbyPay with your card. Saved automatically.
A routine taking shape

A reason to reach for your card

An offer turns a neutral payment into a choice. When your card saves money here, it comes out of the wallet first.

Top of mind between statements

Fresh, nearby offers give cardholders a reason to open your app every week. The card they think about is the card they use.

Habits, not one-offs

Offers timed to routines, like the weekly coffee, salary-week groceries or weekend dinner, build repeat behaviour that stays after the offer ends.

Merchants fund the push

With merchant-funded offers, the merchant pays for new customers and the bank earns on new spend. Nobody pays for a redemption that didn't happen.

How the spend loop works Read: spend & engagement

One platform.
Every connection.

Your bank, your cardholders and a ready merchant network, joined by one AI engine.

cardoff.aiBanksCardholdersMerchants
Bankslaunch in days
cardoff.ai
Cardholdersoffers that find them
Merchantsthe right customers
Bankslaunch in days
Cardholdersoffers that find them
Merchantsthe right customers

Built for everyone
around the card.

For banks

More loyalty. Less headache.

  • Ready merchant network
  • AI targeting
  • Full admin control
  • CRM & support built in
  • Managed option
En savoir plus
For cardholders

Offers that find you.

  • Location based
  • Your real card
  • Personalised
  • Your bank's own app
En savoir plus
For merchants

The right customers. Right on time.

  • Easy onboarding
  • Validation app
  • e-Sign contracts
  • Performance insights
En savoir plus
The real product

Three apps. One heartbeat.

Bank console, customer app and merchant app, live and in sync.

admin.cardoff.ai
cardoff.ai platform cockpit
Customer app home screen
Merchant app showing today's sales
Explore every feature
More in the platform

Beyond offers.

The tools a card programme needs once it grows, in the same console.

Demo Studio

An instant preview, a bank library and a private sandbox for your team.

Memberships

Paid or included memberships, with four ways to collect.

Merchant fees and funded offers

Merchants pay a fee, fund cashback, or both, with clear statements.

Disputes and chargebacks

Every case tracked, evidence drafted, every step on the ledger.

Managed support

Our team, yours or both answer your cardholders in your bank's name.

AI credits

Monthly credits in every plan, alerts before they run out, no surprise bills.

AI assistant

Just ask
Hyduri.

No forms. No clicks. Just results.

Hyduri builds campaigns, reads your numbers and drafts contracts. Nothing changes until you approve.

See what it can do
Hyduri · Demo Bank

One platform.
Every market.

  • ● English · العربية · Français
  • ● Right-to-left and left-to-right
  • ● Multi-currency
  • ● Localised offers
  • ● API, file or SDK
  • ● Dedicated support
Security & compliance

Bank-grade from the first line of code.

We never see a full card number. Controls are built to align with the standards your auditors ask about.

How we keep data safe
PCI DSS
Scope-light: first 5, last 4 + OTP
SOC 2
Controls aligned with SOC 2
ISO 27001
ISMS aligned with ISO 27001

Simple plans.
Live in days.

See all plans
Launch Offer25% off for 2 monthsEnds 30 oct. 2026

Starter

Launch a card offers programme
1 875 BHD/monthWas 2 500 BHD
Launch OfferSave 625 BHD (25 %)
Offer price for your first 2 months, then 2 500 BHD/month
Offer ends 30 oct. 2026
14-day free trial, no charge until it ends
  • Shared merchant network
  • Customer website in your brand
  • Card file upload
  • Merchant validation app
Start free trial
Most popular

Growth

Grow engagement across your portfolio
3 937,5 BHD/monthWas 5 250 BHD
Launch OfferSave 1 312,5 BHD (25 %)
Offer price for your first 2 months, then 5 250 BHD/month
Offer ends 30 oct. 2026
14-day free trial, no charge until it ends
  • Everything in Starter
  • White-label iOS and Android app
  • AI targeting with Hyduri
  • CRM, live chat and tickets
Start free trial

Enterprise

Multi-country, fully managed
From10 312,5 BHD/monthWas 13 750 BHD
Launch OfferSave 3 437,5 BHD (25 %)
Offer price for your first 2 months, then 13 750 BHD/month
Offer ends 30 oct. 2026
  • Everything in Growth
  • SDK, API and webhooks
  • Contracts with e-signing
  • Dedicated region and SSO
Talk to us
Plans and prices shown live.
cardoff.ai billboard in the city

Let's build a more rewarding tomorrow.

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